Painters Who Provide COIs for NYC Co-ops and Condos
Before painters can start in a NYC co-op or condo, the building will ask for a certificate of insurance (COI), and it has to match the building’s requirements sheet exactly. Paint Squad NYC is insured and provides COIs naming the building, the co-op or condo, and the managing agent as the building requires, and we handle the request promptly so it doesn’t hold up approval. We work with co-ops, condos, boards, and managing agents regularly, so we know what they check.
What Your Building Will Ask For
A COI is a short document from our insurance broker showing that Paint Squad NYC is insured. Your managing agent compares it to the building’s requirements sheet. Here’s what they look for:
- The right names, spelled exactly right. Usually the co-op corporation or condominium and the managing agent, and in many buildings you as the unit owner or shareholder.
- The right certificate holder. Usually the co-op or condo, care of the managing agent.
- Your address and unit in the description.
- Current dates that cover the whole job.
- Anything else on the sheet. Buildings often specify coverage amounts and endorsements. We work from your building’s sheet, not a generic template.
One Riverdale co-op’s 2024 alteration packet, for example, asks for each contractor’s certificate to name the co-op corporation, the managing agent, and the shareholder with their unit number, with the co-op and managing agent as certificate holder. Your building will have its own version.
Names Have to Match Exactly
This is where most certificates go wrong. “The building at 123 Main St” isn’t a legal name. “Hudson View Owners Corp.” or “The Board of Managers of Hudson View Owners Corp. Condominium” is. A misspelled managing agent or a missing “Inc.” can be enough to get a certificate sent back. We copy every name exactly as the building provides it.
How We Handle Your Building’s COI Request
- Forward us the building’s insurance requirements, or connect us with the managing agent. We need the requirements sheet, not just a building name.
- We review it and flag anything unusual right away, before anything is issued.
- We have the certificate issued with the exact names, certificate holder, and project address the building asks for.
- You and the managing agent receive it promptly, so it doesn’t hold up approval.
- We keep it on file for your building, so the next job moves even faster.
Why Managing Agents Sign Off on Our Paperwork
- We’re insured, and our COIs match the sheet. No round trips over a wrong name.
- We know how buildings work. We’ve worked with co-ops, condos, boards, and managing agents, and we know what they expect.
- The COI comes with a clear scope and a detailed proposal. Management sees exactly what we’ll do, where, and when. See what goes in a full co-op board approval package.
Frequently Asked Questions
Do painters need to provide a COI in NYC?
Practically every NYC co-op, condo, and managed building requires a certificate of insurance before an outside contractor can start. Without one, the super or front desk usually won’t let the crew in.
Is Paint Squad NYC insured?
Yes. We’re insured, and we provide COIs naming the building, the co-op or condo, and the managing agent as your building requires.
How quickly can you get my building a COI?
We handle COI requests promptly so they don’t hold up your approval. Send us the building’s requirements sheet and we’ll tell you right away if anything on it needs a conversation.
Can you name my co-op, managing agent, and me on the certificate?
Yes. Send us the building’s insurance requirements and we’ll list each party exactly as the building specifies, along with the correct certificate holder.
Why would my building reject a painter’s COI?
The usual reasons are a missing or misspelled name, the wrong certificate holder, coverage that doesn’t match what the building’s sheet asks for, or policy dates that expire before the job ends. Working from the building’s sheet avoids all of them.
What else will my managing agent want besides the COI?
Usually a written scope of work, a schedule that fits the house rules, and contractor information. We prepare those along with a detailed quote, so the whole package is ready to approve.
Do I need my own insurance as the unit owner?
Many co-ops and condos require shareholders or unit owners to carry their own policy (often called an HO-6). That’s separate from the contractor’s insurance. Check your proprietary lease, bylaws, or house rules.
Send Us Your Building’s Insurance Requirements
Forward the requirements sheet and we’ll get your COI handled promptly, along with a clear scope and a detailed proposal your managing agent can approve.
Paint Squad NYC 133 Seaman Ave, New York, NY 10034 Call (646) 342-3743 · Email info@paintsquadnyc.com
Send photos for a quote · Call (646) 342-3743
Insured · Written quote within 24 hours · 72-hour turnaround on defined scopes · 12-month workmanship warranty · COIs naming your building and managing agent